Lone
| Years | Old PMT (₹) | New PMT (₹) | Old Rate (%) | New Rate (%) | Change in Rate (pp) |
|---|---|---|---|---|---|
| 10 | 52,986 | 51,958 | 9.50% | 9.30% | -0.20 |
| 15 | 41,910 | 40,786 | 9.20% | 9.00% | -0.20 |
| 20 | 36,809 | 35,598 | 8.90% | 8.70% | -0.20 |
| 25 | 34,130 | 32,774 | 8.60% | 8.40% | -0.20 |
lone
Loan EMI Comparison – ₹43,00,000 Loan EMI Comparison – ₹43,00,000 Comparing EMIs, total payments, and interest for 10 and 15 year terms at 6.5%, 7.5%, and 8.25% interest rates. Interest Rate Term EMI (₹) Total Payment (₹) Total Interest (₹) Difference from 6.5% (₹) 6.5% 10 years 48,819 58,58,280 15,58,280 — 7.5% 10 years 51,370 61,64,400 18,64,400 3,06,120 8.25% 10 years 52,654 63,18,480 20,18,480 4,60,200 6.5% 15 years 37,463 67,43,340 24,43,340 — 7.5% 15 years 39,887 71,79,660 28,79,660 4,36,320 8.25% 15 years ...
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